Assalam-o-Alaikum, I am Malik Junaid from Gains Real Estate, and I am here with another video about Capital Smart City.

In this video, we will show you several different areas of Capital Smart City. InshaAllah, we will also explain some additional ways of investing here.

We are discussing different aspects of investment because every investment has its own method and its own cycle. We will explain how you can secure the investments you already have in Capital Smart City and how you should manage the complete cycle of those investments.

At the same time, I will also explain how an existing investment can be changed or converted into another form.

As you already know, Capital Smart City provides a merging facility. The latest update is that you can merge up to 20% of your existing investment into Smart City villas or villa apartments.

The benefit of this 20% merging facility is that, for example, you may have a plot in a non-possession area, an old file, or an investment where you were unable to make timely payments and the investment did not progress as expected.

You now have a good opportunity to change the form of that investment.

This facility is available specifically within Capital Smart City, where an investment can be converted from one form into another. Capital Smart City has provided this option, while most other societies have not offered this type of facility.

Before taking any decision, you should first examine which plots or files you currently own. You can also contact us because we provide customised investment advice according to each client’s situation.

The footage currently playing on your screen is from Overseas East.

This entire area is fully developed and has been designed beautifully. You can consider it a model block of Capital Smart City. The sales gallery, parks and other important facilities are also located here.

If you own a plot anywhere in or near this area, you should definitely consider holding it. The reason is that investments in Overseas East are generally very strong.

Behind this area, you can also see Sectors A and B of Overseas Prime, located near the dam. We believe investment in that area may also improve in the future, and there is a good possibility that prices will increase.

The A, B and C sectors visible on your screen include 10 Marla houses and 10 Marla plots.

Most of this inventory has already been sold out, and properties are generally available only in resale.

We continue explaining these details because we also want to educate our new clients. Our existing clients already understand many of these matters, but it is even more important to guide new investors so they can understand the project and make better investment decisions.

You can now see a large mosque in front of you, which is currently under construction.

For a 10 Marla property in Overseas East, the current prices are relatively high. Properties are being offered above PKR 70 lakh.

Instead of entering at a very high price, you can consider Overseas Prime, where opportunities are still available.

It is not necessary to buy only the property that is currently being offered at the highest price. You should identify a pocket where the price is still lower and utilise that opportunity.

These sectors also offer a beautiful view.

As we move further into Overseas Prime, I will explain which sectors may offer a better margin.

For me, Sector G, which is Gamma Sector of Overseas Prime, would be the first choice.

The 10 Marla size has its own importance, and location is another major factor. Sector G is located very close to Chakri Road.

You will be able to see this more clearly as the footage moves forward.

For someone considering a 10 Marla investment, Sector G is one of the strongest remaining options.

Overseas Central is another option. You may invest in Central or in Overseas Prime if you are looking for a 10 Marla plot.

The area currently visible on your screen includes the golf views and golf course. Overseas Prime begins further ahead.

The sector appearing in front of you is Sector G. This entire area is Overseas Prime, located near the CEO House, while Chakri Road is on the other side.

Whenever you begin any investment, the first thing you should determine is your purpose.

If your intention is to construct a house, your choices will be different.

However, if your plan is simply to invest and hold the property for three, four or five years, your choices will be different. In that case, Capital Smart City Phase 3 may also be considered.

Investment options are diverse, and a different option may suit each person.

The footage you are seeing was recorded when the CEO House was still under construction. Some of our videos remain unused at the time of recording, so we later include them in detailed discussions like this.

The work has now been completed, but this particular footage is slightly older.

Many things become clear with time.

On the first day, when you invest or purchase a plot, you may not understand every detail. Some things only become clear as time passes.

There is also an important difference between purchasing an on-ground plot and booking a file that will later be converted into a plot.

When you purchase an on-ground plot, your objectives are different.

When you purchase through a booking, your purpose and strategy are completely different.

A booking is usually planned for four or five years. You do not evaluate it in exactly the same way as an on-ground plot.

With an on-ground plot, you may be planning to construct a house. Therefore, you will examine the land, the exact location, ground level, surroundings and many other physical factors.

However, when making an initial investment through a booking, whether in Capital Smart City or anywhere else, your main concern is whether that investment can eventually translate into a good asset.

After one year, you can evaluate what return the file has generated and how it has progressed.

Those who assessed everything properly and made informed decisions eventually became plot owners, didn’t they?

Today, they have plots.

Think about how little they initially invested and how that investment has now translated into an actual plot.

Therefore, a file itself was not necessarily bad.

A file, or any investment instrument, is like fire. You can use it productively to cook food, or you can use it to burn someone’s house.

Both outcomes are possible. What matters is how you use it.

Those who carefully managed their investments, worked with reliable people and consulted experienced investment advisers are still secure today.

Keep this point in mind.

You should not simply label one thing as bad and continue blaming it.

This is exactly what we keep explaining: always make decisions using your own understanding.

Manage your investment in a way that allows it to flourish with time rather than lose value as time passes.

Whenever you purchase something in any area, including the sector you are currently seeing, you eventually begin to understand where that investment is heading.

Once you receive a reasonable profit, you can sell it and move into another opportunity.

You do not have to remain emotionally attached to one property for your entire life simply because you initially decided to buy it.

Property markets rise and fall in different locations.

If you continue waiting and saying, “I will not sell this until it reaches PKR 1 crore,” you may have to wait another ten or fifteen years.

It may happen, but that depends entirely on the type of property.

I am not referring to one specific property. I am explaining this as a general principle.

Your next decision should depend on where the property has reached and what you should do at that stage.

Now look at Overseas Prime.

As I have been explaining, houses are being constructed here.

Some people say they do not want to invest in Overseas Prime for one reason or another. However, I am showing you constructed houses directly in front of you.

Who is building these houses?

Someone is investing PKR 2 to 4 crore here.

A person is putting PKR 2 to 4 crore into a house in Overseas Prime, so why are you losing confidence?

Everything in Capital Smart City is progressing properly, and the required facilities are available.

Many people lose confidence only because they follow what others are doing.

They see other people making certain decisions and begin questioning why they are not doing the same.

You should leave this herd mentality behind and begin thinking independently.

Ask yourself: what is actually wrong with this project?

Had there been no NOC, we could have said that there was a problem.

Had the essential facilities not been available, we could have said that there might be uncertainty about the future.

However, in Capital Smart City, everything is clearly visible.

The infrastructure and facilities are already installed.

You can see that there is hardly any location without streetlights or properly constructed roads.

The appearance of the land and roads may change slightly because of the weather, but you should not judge the entire project based on that.

Capital Smart City is providing all these facilities.

What else do you require?

You should also consider the amount you are investing.

Within the same budget, you may not find a similarly suitable property anywhere else in Rawalpindi or Islamabad.

Good opportunities are still available here, and you still have time to purchase them.

Look at the roads and how wide they are.

Ahead of the 1 Kanal area is Sector R.

You can consider 1 Kanal properties here because they still offer considerable margin.

It is a prime location.

Look at the area coming into view ahead.

They levelled this land by cutting through what was essentially a hill of soil.

You can also see the red-coloured soil in this area.

After levelling it, the land became extremely attractive.

These are the types of properties that currently appear worth purchasing.

They are directly in front of you.

Those who understand investment opportunities purchase properties in areas like these.

This is the level of development that had been completed at the time this footage was recorded.

As I mentioned, this is slightly older footage.

I regularly upload timely development videos separately.

You can visit my channel and watch those videos.

The videos we are currently presenting are different because they contain an overall discussion.

We use this footage as a reference so that you can continue understanding the different areas of Capital Smart City.

There is a major difference between producing a short clip and creating a full-length, detailed video.

Even filming these videos can take an entire day.

These are long and detailed videos.

You will mainly find videos of this length and depth on my channel; they are not commonly available elsewhere.

The road you are currently seeing connects directly to Chakri Road.

The area visible here is Sector H.

Sector F of Overseas Prime is located alongside it on the other side.

This entire area is part of Overseas Prime.

You can clearly see that the soil was excavated and the land was properly levelled from below.

Overseas Prime still represents a strong opportunity.

You may invest here because relatively affordable properties are still available.

For someone who wants to enter with a smaller investment, 7 Marla plots offer very good opportunities.

For a 10 Marla investment, as I mentioned earlier, Sector G is an attractive option.

In the 7 Marla category, plots are still available in Sectors D and E for approximately PKR 45 lakh.

I am referring to a dues-cleared plot.

A 10 Marla plot may be available for approximately PKR 65 to 70 lakh.

In some cases, it can be found for less than PKR 65 lakh, and perhaps even around PKR 60 lakh.

When someone urgently needs to sell and requires same-day payment, people sometimes offer properties at even lower prices.

We can also help you access such opportunities because these options come to us.

We receive properties at investor rates, and these can be very suitable for investment.

You can also consider the 1 Kanal category.

The properties you are seeing here are located alongside the road, making this a highly prime location.

This is how you can manage your investments.

Excellent opportunities are still available at present.